Broker Check

Strategies for Business Owners

Solutions for Business Owners


  • Managing business finances
  • Mitigating business loss risk
  • Attracting and retaining quality talent
  • Providing retirement benefits
  • Providing healthcare benefits
  • Succession Planning
  • Executive Compensation
  • Learning WIN-WIN - be aware of what is important now and what is important next


  • Employee Benefits

    Many business owners don't have the time to design, implement, and manage a retirement plan. We work closely with you to determine appropriate retirement plan options that help your business, your employees, and you individually pursue a financially secure retirement. We collaborate with experts in Defined Contribution, Profit Sharing, Pension Plans, ESOPs, or a combination thereof, educate your employees on the company plan and its options, and offer planning consultation.

  • Succession Planning

    There is two types of business succession: Planned and Unplanned. If you can plan and orchestrate your exit from your business, it's truly the best of all worlds for you, your family, and your employees. We'll help you and your business enter into desired circumstances after your exit through proper planning and collaboration with the other professional advisors in your life.

    If you die or have health issues that remove you from your company, what will happen in the following days, months, and years? Succession needs can occur before your planned time horizon. We help you define those needs as a business owner or CEO. Your succession plan can help ensure a smooth transition of your business to new leadership, mitigate taxes, prevent a loss of control over the disposition of your company, and avoid a decline in the value of your business in the event of your death or unexpected disability.

  • Buy/Sell Funding Strategies

    Life insurance is designed to help protect a family in the event of the untimely death of a primary wage earner. But what protects a business in the event of a business owner's death or total disability? One way to safeguard your business and protect it from a loss of revenue is to create a buy-sell agreement. Beyond offering advice on the agreement, we work with your attorney to determine the correct type of agreement and make sure you have the appropriate funding in place to execute it.

  • Key Person Insurance

    Key person Insurance is Life or Disability Income Insurance on a key employee or partner, with the business serving as the beneficiary. This can offset risk by reimbursing your business for economic losses that occur or the cost of hiring and training someone new when a key person in your company dies or has health issues that cause them to stop or limit their work. We work with you to determine your business' key personnel and evaluate affordable solutions for this liability.

  • Executive and Key Employee Benefits

    Offering a non-qualified benefit plan can attract and retain key employees. We help you determine and implement appropriate plans such as deferred compensation, long-term incentive plans (LTIP), carve-out, bonus, and supplemental executive retirement plans (SERP).