Strategies for Widows
Christi Staib began helping widows after her own personal experience with widowhood losing her husband while on a scuba diving vacation together. Devastated for years, Christi sought guidance and solace in counseling and widow support groups. Through her participation in these support groups, Christi began helping fellow widows navigate their new financial situations and in doing so found a new purpose for her own life. Christi understands that the emotional and financial challenges of widowhood are unique to the individual but she also realized the importance of sharing her own experiences as a widow to help others. She’s written a book and speaks publicly about her own challenges being a widow, and she founded Silver Sail Wealth Advisors to help and support you survive and create a new and different future for yourself.
Take a look at page 116 of Christi’s book which can be downloaded from this page for a checklist to help a widow get through her first year.
Focus
- What should I do in the first two weeks?
- There is so much paperwork; where do I find it and what do I need to do with it?
- What documents do I need?
- How do I keep track of all this?
- I don’t even know what bills we have?
- Will I be able to live on what we have?
- How do I claim benefits?
- How do I find the right advisor for me?
- How do I find the right estate planning attorney for me?
- How do I find the right CPA for me?
- Organizing and Budgeting
From helping you identify and organize your bills and important paperwork to creating a budget, we take a proactive, hands-on approach to get you organized so you can confidently take control of your finances.
- Financial Planning
Nothing is more important to your financial future than growing, preserving, and protecting what you have. Developing an investment strategy and overall financial plan isn’t a one-time practice. It is an ongoing balancing act between understanding what’s most important to you, recognizing your concerns and minimizing the risk to grow your nest egg for the future. We are with you every step of the way.
- Education Planning
You want your children to attend college so it’s never to early to begin planning to pay for it. We help you begin saving for your children’s education and help you evaluate the numerous financial aid options when the time comes.
- Retirement Planning
There are many layers to a comprehensive retirement plan. From assessing your current resources to determining when and how to take your social security benefits, we help you design the right strategy to create a reliable stream of income for your future.
- Estate Planning
We work with your estate attorney (or help you find one) to ensure your assets are protected and distributed according to your wishes and your legacy is preserved for your family. It is never too early or too late to develop a plan for your estate.
- Tax Efficient Strategies
The purpose of tax planning is to ensure that all your investments are positioned to minimize the taxes you pay to Uncle Sam. From organizing the timing and structure of withdrawals to tax-harvesting strategies for non-qualified investments, we work with you and your CPA to ensure that your wealth is not eroded by taxes.
- Long Term Care
The cost of providing long-term care, whether in your own home, assisted living facilities, or a nursing home, can significantly erode the resources you have available to support for yourself and your family. You need a plan. We identify your options and help you create a solution that protects you and your family.